A rather frugal man asked the bank for a loan of one dollar and was told he would have to pay nine percent interest at the end of the year.For security he offered $60,000. in U.S. bonds. The banker, foreseeing a potential depositor, accepted the bonds and gave the man a dollar.At the end of the year, he was back with a dollar and nine cents to clear up his debt and asked for the return of his bonds. Upon returning the bonds the banker asked, "I don't want to be inquisitive, but since you have all those bonds, why did you have to borrow a dollar?""Well," said the tightfisted old gent, "I really didn't have to. But do you know of any other way I could get the use of a safe-deposit box for nine cents a year?"